Financial Resources From Family Houston 
CLTPartnership

CLTPartnership

Family Houston and Houston Community Land Trust (HCLT) partner together to help more individuals and families purchase homes! We provide services to...

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CreditScore

CreditScore

How to Increase Your Credit Score There are 5 factors that affect your credit score: Payment history Credit utilization (how much of your revolving...

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DownPayment

DownPayment

Strategies to Save for a Down Payment Figure out how much down payment you will need Don't forget to consider moving and closing costs Closing costs...

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DTI

DTI

Lenders use debt-to-income ratio (DTI) — along with credit history — to evaluate whether a borrower can repay a loan. To calculate your DTI, add up...

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Good and Bad Money Habits

Good and Bad Money Habits

Good Money Habits:   1. Get on a budget Create a budge and stick to it. Budgeting helps you pay bills on time, build wealth by saving, and...

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How to Build a Good Resume

How to Build a Good Resume

How long should my resume be?   A resume should preferably be one page. However, two pages is OK so long as the information is relevant to the...

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Tax Tips

Tax Tips

When are taxes due? The deadline for most individuals and businesses to file was extended to May 17, 2021. Due to the winter storm in Texas the...

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Life Insurance

Life Insurance

What is life insurance? Do I really need it? These are common questions our financial coaches get asked. Life Insurance is an insurance policy...

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Resources for You

Resources for You

COVID-19 is affecting many people, but just how much damage is COVID-19 is doing to the workforce?   According to the Texas Workforce...

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