DTI

DTI

Lenders use debt-to-income ratio (DTI) — along with credit history — to evaluate whether a borrower can repay a loan. To calculate your DTI, add up the payments you owe, such as rent or mortgage, student loan, auto loan payments, personal loans, credit card minimums,...
How to Build a Good Resume

How to Build a Good Resume

How long should my resume be?   A resume should preferably be one page. However, two pages is OK so long as the information is relevant to the position that you are applying for such as, education, work experience, etc. Often times, a resume with more than two pages...
Tax Tips

Tax Tips

When are taxes due? The deadline for most individuals and businesses to file was extended to May 17, 2021. Due to the winter storm in Texas the deadline for Texas residents is extended to June 15, 2021.    How do I file a tax return? You can file your taxes via...
Life Insurance

Life Insurance

What is life insurance? Do I really need it? These are common questions our financial coaches get asked. Life Insurance is an insurance policy (contract) with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment,...
Career Changes and Retirement

Career Changes and Retirement

Advice from Family Houston Financial & Employment Coaches 82% of people ages 45 and older have reported successful transitions to a new career   I think I need to change careers. Now what? BE PREPARED Update your resume Create a LinkedIn profile to connect...