We can help you Reach Your Financial Goals
Family Houston wants to empower Houstonians with the resources and knowledge to take control of their finances and reach their goals. Our financial coaches are trained according to credit counseling certification standards. Coaches and clients work together to create personalized plans for organizing finances, reducing debt, reprioritizing spending, building savings and other assets, improving credit, and achieving long-term financial goals.
Our financial coaches help clients:
- Create personalized plans for organizing finances
- Explore ways to reduce debt and reprioritize spending
- Educate on the importance of building a savings and assets
- Work together with clients to create a plan to improve credit
- Tailoring each client session to meet the needs of the individuals to assist them in achieving long-term financial goals
There is no cost to the client for our coaching services.
To make an appointment online please complete the intake form below:
Frequently Asked Questions
How much does it cost?
There is no charge to work with a financial coach. The program is underwritten by community foundations.
What should I expect at my first coaching session?
You and your coach will work together to understand your current financial situation. Most importantly you will have a chance to dream about where you want your finances to be and set goals to get there. You and your coach will develop a plan and create action steps. Your coach may provide you with tools to create household budgets, save money, improve your credit score and reduce debt. You and your coach will schedule your next appointment before the end of the first session.
What do I need to bring?
Bank statements, paycheck stubs, and a recent credit report if you have it. Any information you think will be helpful you can bring. It is always better to have too much information than not enough.
How long will it take to accomplish my financial goal?
How long it takes depends on your goals and what you want to accomplish. Regardless of how much money you make, everyone is working on a financial goal. Sometimes people will work with a coach a few times set up a plan and follow up with their coach on a regular basis. Other people have found touching base with a coach on a monthly basis helps hold them accountable to the goals they set. Ultimately, you will determine how long you want to work with your coach.
Do I need to bring my partner?
Who comes with you to your appointment is up to you. If you are working on goals together, it is helpful to have both of you here, but not necessary to have a productive coaching session.
What can Financial Coaches work on?
Our financial coaches can assist you with budgeting, how to save tracking expenses, and building credit.
Additionally they can help you answer questions such as:
- How much do I save for emergencies?
- How much do I need to save for retirement?
- What debts do I pay off first?
- How do I negotiate settlements on debts?
- Should I consolidate my debt?
- How much can I afford for a home or vehicle?
- What are the steps to buying a home?
- Where do I get down payment assistance?
What can't a Financial Coach help with?
Financial coaching cannot help with:
- Filing for bankruptcy
- Legal matters
- Choosing open investment accounts
- Addressing tax issues
- Modifying a mortgage to prevent foreclosure
- Setting up a debt consolidation plan or negotiating on your behalf with your creditors
Do you provide financial assistance?
We do not provide direct financial assistance. We do partner with organizations that can help with rent, utility, day care and other financial needs and will provide direct referrals if there is a need.
Our Programs
GET INVOLVED
DONATE TODAY
$75
Provides a family with health or basic needs assistance
$300
Provides a counseling session for two school aged children